Disclosure
K-3: Transaction Automation API with Broken Authentication (CRITICAL)
Finding K-3: Transaction Automation API with Broken Authentication (CRITICAL) Endpoint: `http://[ip]/` (port 80, same server as [redacted]) Summary: A Transaction Automation API running on the same server as [redacted] accepts ANY Bearer token value for authentication. The
- Target
- African Neobank
- Category
- Admin Panel Exposure
- Channel
- Responsible Disclosure
- Disclosed
- 2026-03
Redaction note
Vendor identity withheld.
This finding is documented here as part of MemCyber’s public disclosure record. The vendor has been anonymized to a sector and region descriptor. Full technical detail — including root cause, reproducible proof-of-concept, remediation guidance, and vendor attribution where granted — is available to qualified prospects under NDA.
Coordinated disclosure
How we handled it.
- Reported to the vendor via Responsible Disclosure with a reproducible proof-of-concept.
- Triage + remediation window coordinated with the vendor security team.
- Fix verified before any public reference.
- This record published only after the embargo period closed.