High
CVSS 6.5 Access Control Responsible Disclosure
Disclosure
Document Upload and Payment Endpoints Accept Unauthenticated Requests
Multiple KYC document and payment endpoints return 500 instead of 401 indicating missing auth check upstream.
- Target
- EU Student Banking Fintech
- Category
- Access Control
- Channel
- Responsible Disclosure
- Disclosed
- 2026-03
Redaction note
Vendor identity withheld.
This finding is documented here as part of MemCyber’s public disclosure record. The vendor has been anonymized to a sector and region descriptor. Full technical detail — including root cause, reproducible proof-of-concept, remediation guidance, and vendor attribution where granted — is available to qualified prospects under NDA.
Coordinated disclosure
How we handled it.
- Reported to the vendor via Responsible Disclosure with a reproducible proof-of-concept.
- Triage + remediation window coordinated with the vendor security team.
- Fix verified before any public reference.
- This record published only after the embargo period closed.